ASSET BASE CAPITAL

Asset Base Captial & Developers Group Inc. has a strong partnership
in assistant companies in Real Estate Investing – using private money
lending, loan servicing, and real estate training and educating our clients.

Our goal is to help our Investor to position themselves to be able to
acquire their 1st Investment Property to some puchasing 5 Investment
Property a year. We want our invest to grow their financial capacity they can work
with Asset Base Captial & Developers Group Inc to build their “Cirle of Wealth”.

The Austin-San Antonio Corridor is one of the fastest-growing regions in the nation, currently home to 4.5 million people and expected to grow to 6-7 million people by 2030. Nowhere in the U.S. do two metros growing this rapidly (San Antonio is No. 2 and Austin is No. 3 in population growth over the last year) exist in such proximity. 

 Based on U.S. Census estimates, the combined population of the 13 counties in the Austin-San Antonio corridor will grow by 34% by 2030, rising from a 2014 population of 4.2 million to 5.7 million. 

 With a combined $278 billion in gross domestic product (GDP) of two metropolitan areas today, the economy of the Austin-San Antonio corridor will grow by 34% by 2030, rising from a 2014 population of 4.2 million to 5.7 million. 

With a combined $278 billion in gross domestic product (GDP) of the two metropolitan areas today, the economy of the Austin-San Antonio Corridor is comparable to the current economy of Egypt.

Over the next 50 years, Austin and San Antonio is expected to become a single mega-metro area, which will provide greater connectivity to serve the increasing interdependence and joint economic potential as the two cities grow together. 

A **hard money lender** is a private individual or company that provides short-term loans secured by real estate, often at higher interest rates than traditional bank loans. Hard money loans are typically used by real estate investors, developers, or borrowers who need fast funding and may not qualify for conventional financing due to credit issues, the property’s condition, or other factors.

 Key Characteristics of Hard Money Lenders:

1. **Collateral-Based Loans**: Hard money loans are secured by the value of the real estate being purchased or renovated. The property itself serves as collateral, so the lender can seize the property if the borrower defaults on the loan.

2. **Higher Interest Rates**: Due to the higher risk for the lender (especially in cases of borrower default), hard money loans come with higher interest rates compared to traditional loans. Rates typically range from 8% to 15% or more, depending on the risk involved.

 3. **Shorter Loan Terms**: Hard money loans are usually short-term, ranging from a few months to a few years, with the typical term being 1 to 3 years.

 4. **Faster Approval Process**: One of the main appeals of hard money loans is that they can be approved and funded quickly, often within a week or even a few days. This makes them popular for time-sensitive deals like fix-and-flip projects or urgent real estate purchases.

 5.**Less Emphasis on Credit**: Unlike traditional lenders like banks, hard money lenders focus more on the value of the property being used as collateral rather than the borrower’s credit score or financial history. This makes it easier for borrowers with less-than-perfect credit to secure financing.

6. **Use Cases**:

   – **Real Estate Investment**: Often used by investors who are flipping houses or developing properties, as they need quick funding for time-sensitive transactions.

   – **Renovation or Fix-and-Flip Projects**: Borrowers use hard money loans to purchase distressed properties and renovate them for resale.

   – **Bridge Loans**: Some borrowers use hard money loans as short-term “bridge financing” while waiting for long-term financing or the sale of other properties.

 7. **Loan-to-Value (LTV)**: Hard money loans usually have lower LTV ratios, meaning that the borrower needs to contribute a larger down payment compared to a traditional mortgage. LTVs often range from 50% to 70%, depending on the property and risk.

 ### Risks and Considerations:

– **High Costs**: The high interest rates and fees make hard money loans expensive, so they are generally best suited for situations where the borrower can quickly sell or refinance the property.

– **Short Repayment Period**: If the loan is not paid back on time, the lender can foreclose on the property, which could lead to a significant loss for the borrower.

– **Limited Flexibility**: Hard money loans may not offer the same flexible terms as traditional loans, and repayment is typically expected in a lump sum or over a short period.

  In Summary:

Hard money lenders provide quick, asset-backed loans for real estate transactions, but at a higher cost and with greater risk for the borrower. These loans are typically used when traditional financing is not an option, or when time is of the essence in securing a property or completing a real estate project.